411 E. Saint Clair St. Romeo MI 48095
Trusted Heating and Cooling for over 70 Years
24/7 Emergency Repair!!

Optimus Residential Financing
Optimus gives ABCO Heating & Cooling customers multiple financing paths for HVAC repairs, new installations, water heater replacements, service loans, and eligible comfort upgrades. Review the lender options below, then scan the QR code to apply or contact ABCO for help choosing the right path.
Optimus gives ABCO Heating & Cooling customers multiple financing paths for HVAC repairs, new installations, water heater replacements, service loans, and eligible comfort upgrades. Review the lender options below, then scan the QR code to apply or contact ABCO for help choosing the right path.
Prime Lender: GreenSky
Prime Lender: GreenSky
Contractor support: 800-357-1558 • Applicant support: 866-936-0602
Contractor support: 800-357-1558 • Applicant support: 866-936-0602
Can be used for repairs or new installations. ITIN applicants are welcome. Total household income is used to determine eligibility. Homeownership is not required. Covers mobile homes, rental properties, and vacation properties. Unsecured loans with no liens or collateral needed. Loan amounts up to $100,000, with minimum approval of $3,500 and minimum accepted amount of $1,000.
Can be used for repairs or new installations. ITIN applicants are welcome. Total household income is used to determine eligibility. Homeownership is not required. Covers mobile homes, rental properties, and vacation properties. Unsecured loans with no liens or collateral needed. Loan amounts up to $100,000, with minimum approval of $3,500 and minimum accepted amount of $1,000.
Near Prime Lender: FTL
Near Prime Lender: FTL
Contractor support: 800-981-9032 • Applicant support: 888-314-4588
Contractor support: 800-981-9032 • Applicant support: 888-314-4588
Can be used for repairs or new installations. Applicants must be the homeowner for non-owner-occupied properties. Total household income is used to determine eligibility. Finance available for projects starting at $300. Maximum approval amounts up to $35,000. Bankruptcy must be discharged for at least 12 months. Approvals are valid for 60 days from the date of issue.
Can be used for repairs or new installations. Applicants must be the homeowner for non-owner-occupied properties. Total household income is used to determine eligibility. Finance available for projects starting at $300. Maximum approval amounts up to $35,000. Bankruptcy must be discharged for at least 12 months. Approvals are valid for 60 days from the date of issue.
Subprime Lender: Microf
Subprime Lender: Microf
In-home support: 855-642-7631 option 2 • General support: 855-498-8200
In-home support: 855-642-7631 option 2 • General support: 855-498-8200
Approvals are based on eligibility and affordability. Applicants or co-applicants must be listed on the deed, and must be both the homeowner and landowner. Minimum project amount is $2,500. Maximum funding up to $17,500. HVAC installs can be bundled with water heater replacements.
Approvals are based on eligibility and affordability. Applicants or co-applicants must be listed on the deed, and must be both the homeowner and landowner. Minimum project amount is $2,500. Maximum funding up to $17,500. HVAC installs can be bundled with water heater replacements.
Optimus Commercial Financing
Optimus Commercial Financing
Commercial financing is available for light commercial equipment funding. Flexible 60-month payment options may be available, with 12–84 month terms and a $5k–$1M approval window for qualified projects.
Commercial financing is available for light commercial equipment funding. Flexible 60-month payment options may be available, with 12–84 month terms and a $5k–$1M approval window for qualified projects.
Commercial program manager: Amber Karcich • Phone: (833) 678-1687
Commercial program manager: Amber Karcich • Phone: (833) 678-1687
